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Chicopee First Time Homebuyer Assistance

The City of Chicopee provides first time homebuyer counseling and financial assistance to enable eligible households to purchase their first home.

The program will provide only down payment assistance in the amount of $5,000. The Federal Assistance must be used to reduce the first mortgage amount, funds can no longer be applied to closing cost; therefore applicants must demonstrate sufficient resources to cover those cost as time of application. We also must limit assistance to only federal target areas of Willimansett, Chicopee Falls, and Chicopee Center. Please click on each target area to see the attached map.

Complete program eligibility is detailed in Section 10 of the application.

Eligible households must be:
• First time homebuyers having not owned a home in the past 3 years
• Purchasing a modest home that meets federal housing quality standards
• Income eligible** when income from all adults in household does not exceed:

Family size of 1 - $46,100 ___ Family size of 2 - $52,650
Family size of 3 - $59,250 ___ Family size of 4 - $65,800
Family size of 5 - $71,100 ___ Family size of 6 - $76,350
Family size of 7 - $81,600 ___ Family size of 8 - $86,900

For more information, please contact Beverly Barry at Chicopee Neighborhood Development Corporation by email at or by telephone at (413) 592-8800. You can download and print the application in the Download Application section.